We will help you choose the right Medicare plan to meet your needs.
Medicare is a federal health insurance program for people 65 and older, and others with disabilities.
Learning how medicare works, costs, coverage limits, what options are available, and how to sign up can be time consuming and confusing.
Laying a solid foundation by understanding medicare basics, can provide confidence in choosing the right plan to fit specific needs.

Dental Insurance is equally important to Health Insurance because dental disease is still very prevalent. 
Dental care is a very important part of any healthy lifestyle, but because dental insurance or dental coverage is not included as part of standard health care insurance, it is something that is often overlooked or forgotten until it is too late.
The rising cost of quality dental care means that dental insurance might be just what you and/or your family need to ensure that your teeth remain health and well cared for. 
Vision coverage will reduce your out-of-pocket expenses for vision exams, eye glasses and contacts. 

If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for income?
Disability income insurance, which complements health insurance, can replace lost income.
Forty-three percent of all people age 40 will have a long-term (lasting 90 days or more) disability event by age 65.

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed).
These six actions are called Activities of Daily Living–sometimes referred to as ADLs.
In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.” 

Many people think that long-term care is provided exclusively in a nursing home.
It can be, but it can also be provided in an adult day care center, an assisted living facility, or at home.

A small, affordable whole life policy specifically designed to pay for funeral expenses to help ease the financial burden placed on a family when a loved one dies. 
Final expense can meet many needs including funeral and burial expenses; estate settlement costs; estate taxes; housing; income replacement; outstanding debts; etc.  No medical exam required.